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pattitheinsurancelady@gmail.com
954-280-8971
954-540-7850

For Health Insurance, Medicare and Retirement

An Insurance Professional with Specialized Experience

Working with families and individuals to get them the best coverage possible

Patti The Insurance Lady aims to Provide Quality Service and Excellence

My name is Patti Shotwell. I am an insurance broker licensed in the State of Florida and many other states. And as a broker, I represent numerous life insurance, health insurance, and Medicare companies, which gives me the knowledge and ability to advise you on the many options you have with your insurance and retirement needs.

When you are turning 65 years of age, you are inundated with piles of conflicting Medicare information, all telling you their plan is the best one for you. Which should you choose? There are so many options.

We are experienced, reliable and professional.

’You can count on us for high-quality service. Our industry experts know what matters most to you: good customer service, honest advice, and economical quality products.
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Health Insurance

Health insurance typically pays for medical, surgical, and sometimes dental expenses incurred by the insured.

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Life Insurance

Life insurance guarantees that money will be paid out to named beneficiaries in the event of the passing of the insured, in exchange for premiums paid during the insured’s lifetime.

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Medicare

Medicare is very complicated. We can help you understand your options and find the right plan for your needs. We’ll also be there to help if you have any problems with your coverage.

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Many years in business

Personalized Attention

Knowledgeable advisors to help you

Multiple coverage options to choose from

Click & Learn

Health Insurance

Does Age Matter?
Pregnancy Coverage
Lower Premiums
Mental Healthcare
Picking a new plan

Does Age Matter?

Risk Factors

The older you are, the costlier it gets to purchase health insurance.

Solution

Irrespective of your age, you are safer with a health insurance plan than without it. Availing a health insurance plan early in life is also wiser as the premium is lower.

Pregnancy Coverage

Risk Factors

Does your current health insurance plan cover pregnant women? If not, then you may be subject to a premium surcharge.



Solution

Insurers offer pregnancy and maternity coverage subject to certain constraints. While some cover a restricted number of pregnancies, others have a waiting period before covering such claims.

Lower Premiums

Risk Factors

The least expensive monthly premium is often seen as a bad sign. A lot of people think that because their monthly premium is low, it means they have found the one.

Solution

Lower premiums don’t necessarily equate to overall lower out-of-pocket costs for health insurance. Depending on your family’s and your needs, paying a higher premium that covers services upfront may be more beneficial.

Mental Healthcare Coverage

Risk Factors

Mental health is an essential part of physical wellness. However, many people are either unaware or neglectful about the necessity for medical treatment in this area.

Solution

Health insurance plans may cover every aspect of your physical health – but there’s always some coverage for your mental well-being, with behavioral health benefits associated with your health plan.

Picking a new plan

Risk Factors

Picking a different plan may be challenging if your coverage needs and circumstances have changed since the previous year. Examples of such circumstances include getting married, having children or making more money.


Solution

While sticking with your same plan may seem like a good idea, it can end up costing you more later on. You and your dependents' health care needs may shift from year to year. This is why it's a good idea to research plans and select what works best for your new needs.

Testimonials

Ricardo EbanksRicardo Ebanks
17:43 20 Oct 22
Miss Patti Shotwell she has been with me through out many year and today 9/20/2022 she took her to explain to me about the enrollment package and I was very grateful to have her as my agent she explained to me over the phone,so that’s why I made my decision to continue with our she have a lot of patience, thank you miss Patti Shotwell.
Ricardo EBANKSRicardo EBANKS
17:21 20 Oct 22
Sirce KwaiSirce Kwai
19:40 17 Oct 22
Clear spoken and very detailed oriented. Kept me on focus nicely with a sweet and gentle manner...the best I've found to date...lovely lady
VickyVicky
18:15 23 Jul 20
Excellent service.
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News & Blog

Latest Insight, Insurance Trends

January 30, 2023
How Fraud And Scammers Can Drain Your Medicare Benefits ?

Fraud and scammers can be a serious threat to your Medicare benefits. They may try to steal your personal information, charge you for unnecessary medical services, or even convince you to give them money for fake treatments. It's important to be aware of these tactics and take steps to protect yourself. In this blog, we […]

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January 26, 2023
Uncovering The Mysteries Of Medicare Supplement Plans: What You Need To Know To Avoid Costly Mistakes

When it comes to Medicare, understanding the different types of coverage available can be overwhelming and confusing. One type of coverage, known as Medicare Supplement plans, can help fill in the gaps of Original Medicare coverage and provide additional benefits. However, these plans can also be complex and challenging to navigate. This blog will explore […]

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January 23, 2023
Managing Pre-Existing Conditions: The Value of Medical Insurance

Managing pre-existing conditions can be challenging, but the right medical insurance can make a big difference. In this blog, we will explore the value of medical insurance in managing pre-existing conditions and the options available. We will also discuss choosing the right medical insurance that fits your needs. So, whether you're looking for comprehensive coverage […]

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pattitheinsurancelady@gmail.com
954-280-8971
954-540-7850
2511 N Hiatus Rd #127
Ft Lauderdale, FL 33026 USA

Hollywood, FL

We extend coverage to individuals and businesses in Hollywood, FL and surrounding areas.

Patti The Insurance Lady

We extend coverage to individuals and businesses in Hollywood, FL and surrounding areas.
pattitheinsurancelady@gmail.com
954-280-8971
954-540-7850
© 2022 Patti The Insurance Lady Designed by Amplispot
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